Let a seasoned lending professional dedicated to your community provide support throughout the entire homebuying process.
With skill and resourcefulness, our lending professionals successfully navigate the refinancing landscape.
The first step toward a home purchase is getting pre-qualified for a loan. Your Loan Officer will review your financial information and determine how much you are qualified to borrow. As a pre-qualified buyer, your offer on a home is more likely to be accepted.
Once you have found a home, you will make an offer to buy it from the seller. A real estate professional will conduct negotiations and a contract will be submitted to purchase, accompanied by the pre-approval letter. Once your offer is accepted, you will begin the application process.
When the seller accepts your offer, you begin the mortgage process. Your Loan Officer will gather your financial information, loan application and provide the initial disclosures based on your loan terms.
In the days leading up to settlement, you will be sent final documentation about your loan, including the Closing Disclosure. You must review, sign and return the paperwork a minimum of three days prior to your scheduled closing date.
Your settlement documents will include instructions on how to make your first payment. While First Home Mortgage services many of our loans, it is possible servicing will be transferred. You will be mailed a notification that designates your mortgage servicer.
Your Loan Officer will review your financial information and determine if refinancing is the best option.
You will submit a loan application.
Your Loan Officer will gather your financial information, loan pre-qualification and provide the initial disclosures based on your loan terms.
In the days leading up to settlement, you will be sent final documentation about your loan, including the Closing Disclosure. You must review, sign and return the paperwork a minimum of three days prior to your scheduled closing date.
While First Home Mortgage services many of our loans, it is possible servicing will be transferred. You will be mailed a notification that designates your mortgage servicer.
The first step toward a home purchase is getting pre-qualified for a loan. Your Loan Officer will review your financial information and determine how much you are qualified to borrow. As a pre-qualified buyer, your offer on a home is more likely to be accepted.
First, identify a property that needs work that you want to renovate. From there, you will provide the following to your loan officer to prepare preliminary figures and make sure you qualify for this specific property and renovation amount. You will then receive a pre-approval letter and make the offer.
The first step in the renovation process will be scheduling an appointment with a licensed consultant off of HUD’s consultant roster; they will help you determine the mandatory items that have to be done to get the home up to the minimum property standards for the appraisal and help you devise the scope of work for your wish-list items.
In the days leading up to settlement, you will be sent final documentation about your loan, including the Closing Disclosure. You must review, sign and return the paperwork a minimum of three days prior to your scheduled closing date.
During Post Closing, your contractor can begin the work. You will start making payments which works the same as a standard loan unless you’ve financed payments into the loan for when the home will be uninhabitable during the renovation.
First Home Mortgage will always be my go-to! The entire team was extremely helpful, professional, knowledgeable, organized, and efficient through the entire home buying process. I couldn’t give a higher recommendation! 20/10 stars across the board.
This could not have been a better First Time Homebuyer experience! The team was so incredibly great to work with! So organized, attentive and timely with everything along the way! We will definitely go back for all of our home loan needs! They made what can be a daunting experience, an easy one!
This is by far the most amazing company I have dealt with. This was my first time purchasing a home. I had no clue what I was doing. They showed me every step that was necessary in order for me to get into the home.
Mortgage Executive Magazine
The Department of Veterans Affairs (VA) has announced a temporary policy update allowing veterans to pay real estate agent commissions when purchasing a home. This change, effective August 10, 2024, aims to prevent VA buyers from being disadvantaged as new real estate rules take effect later this summer. Key Updates: Effective Date: The policy takes […]
In a move signaling a new phase of growth and innovation, First Home Mortgage proudly announces the appointment of Tim Whittier as its new President. With a wealth of experience and a dedication to excellence, Whittier is poised to lead the company into an exciting era of expansion and success. David Waters, CEO and Founder […]
We are thrilled to unveil our latest offering, First Home Mortgage’s Professional Solutions for Bank Statement Loans, meticulously crafted especially for small business owners, consultants, and freelance professionals like yourself. This innovative product aims to simplify the mortgage process and make homeownership more accessible for individuals with non-traditional income sources. Our Professional Solutions program is […]
The Department of Veterans Affairs (VA) has announced a temporary policy update allowing veterans to pay real estate agent commissions when purchasing a home. This change, effective August 10, 2024, aims to prevent VA buyers from being disadvantaged as new real estate rules take effect later this summer. Key Updates: Effective Date: The policy takes […]
In a move signaling a new phase of growth and innovation, First Home Mortgage proudly announces the appointment of Tim Whittier as its new President. With a wealth of experience and a dedication to excellence, Whittier is poised to lead the company into an exciting era of expansion and success. David Waters, CEO and Founder […]
We are thrilled to unveil our latest offering, First Home Mortgage’s Professional Solutions for Bank Statement Loans, meticulously crafted especially for small business owners, consultants, and freelance professionals like yourself. This innovative product aims to simplify the mortgage process and make homeownership more accessible for individuals with non-traditional income sources. Our Professional Solutions program is […]
The Department of Veterans Affairs (VA) has announced a temporary policy update allowing veterans to pay real estate agent commissions when purchasing a home. This change, effective August 10, 2024, aims to prevent VA buyers from being disadvantaged as new real estate rules take effect later this summer. Key Updates: Effective Date: The policy takes […]
In a move signaling a new phase of growth and innovation, First Home Mortgage proudly announces the appointment of Tim Whittier as its new President. With a wealth of experience and a dedication to excellence, Whittier is poised to lead the company into an exciting era of expansion and success. David Waters, CEO and Founder […]
We are thrilled to unveil our latest offering, First Home Mortgage’s Professional Solutions for Bank Statement Loans, meticulously crafted especially for small business owners, consultants, and freelance professionals like yourself. This innovative product aims to simplify the mortgage process and make homeownership more accessible for individuals with non-traditional income sources. Our Professional Solutions program is […]
6211 Greenleigh Ave Ste 300
Baltimore, MD 21220
This is not a commitment to lend. Terms and conditions of programs, products and services are subject to change. All loans are subject to credit approval and property appraisal. Certain restrictions may apply on all programs. First Home Mortgage Corporation of America, First Home Mortgage Services, and First Home Mortgage Company of Maryland are d/b/a’s of First Home Mortgage Corporation. First Home Mortgage Corporation is licensed in Connecticut, Delaware, District of Columbia, Florida, Georgia Residential Mortgage Licensee (Lic. #23135), Indiana, Kentucky, Maine, Maryland, Massachusetts Mortgage Lender and Broker (Lic. #MC71603), Michigan, Licensed by the New Hampshire Banking Department, Licensed by the New Jersey Department of Banking and Insurance, North Carolina, Pennsylvania, Rhode Island Licensed Lender and Broker, South Carolina, Tennessee, Texas, Vermont, Virginia, West Virginia. Equal Housing Lender. First Home Mortgage Corporation NMLS ID #71603 (www.nmlsconsumeraccess.org). Privacy Policy
Copyright © 2024 First Home Mortgage Corporation. All Rights Reserved.
TRUSTe Certified Privacy" width="" /> 
Welcome to the Borrower Portal! This is your access point to get pre-qualified, send/receive documents, and eSign Disclosures.
Once on the desired Loan Officer’s page, click ‘Get Pre-Qualified’ to begin.
