FAQs

Sign up for a Fred Meyer Rewards ® World Elite Mastercard ® or Fred Meyer Rewards ® Credit Card to boost your budget.

Save on fuel and groceries each time you spend. Fill up your fridge - and your car - for less than you thought. Read our FAQs to find out more about the Fred Meyer Rewards ® World Elite Mastercard ® or Fred Meyer Rewards ® Credit Card - and see where your savings could take you.

Savings on fuel and groceries®

How to Apply

Compare to apply online or call 888-399-5445 to apply by phone.

Yes. If you do not currently have a Fred Meyer Shoppers Card number with your Fred Meyer store, one will be assigned to you.

Yes. Plus you can request to add an authorized user to your credit card account so your significant other can use this card too.

Please call 800-947-1444 and choose option 1 for the status of an application. For your security, you will be required to enter your social security number to locate the application. Additional verification item(s) may be needed to validate.

In most cases, when applying online you will receive the status of your application immediately. If you're approved, your card will arrive in 7-10 business days. Length of time varies depending on individual credit status, address verification and card processing time.

Once you receive your card in the mail, call 888-200-9959 to activate.

Member Benefits

Visit the benefits page to learn more. Visit the benefits page to learn more.

You can view your earned Rewards Points by logging into Online Banking. Learn More about Online Banking.

Rewards Points are earned at time of purchase and will be reflected on your account after the transaction posts. You can view your earned Rewards Points by logging into Online Banking. Learn More about Online Banking. Every 1,000 Rewards Points earned, will be worth a $10 reward.

Rewards can be redeemed via Real-Time Rewards when you make an eligible purchase of $10 or more at Kroger Family of Companies and you have points available to redeem or for a statement credit when you have earned a minimum of 1,000 Rewards Points (worth $10). Rewards can also be redeemed for a Kroger Family of Companies Gift Card when you have earned a minimum of 2,500 Rewards Points (worth $25).

Log into your Online Banking Account and click on the Rewards tab to access the Rewards Center homepage. From there you will be able to choose how you would like to redeem your rewards. You can also enroll in Real-Time Rewards at this site and, once enrolled, you'll be able to instantly redeem earned rewards after making qualifying Kroger Family of Companies purchases. You will receive a text with the option to redeem if you make an eligible purchase of $10 or more at Kroger Family of Companies and you have points available to redeem. Reply to the text with "Redeem" to use your earned rewards.

Yes, after 36 months your Rewards Points do expire.

Yes! If you prefer, please call us at the number at the back of the card to redeem your rewards once you have earned at least 1,000 Rewards Points ($10).

Because you earn cash back/Rewards Points for purchases, the cash back/rewards points you earned for a purchase you return will be subtracted from your point total.

Basic Card Facts

You can use the Fred Meyer Rewards ® World Elite Mastercard ® anywhere Mastercard is accepted. You can use the Fred Meyer Rewards ® Credit Card in Kroger Family of Companies locations.

You can use your Fred Meyer Rewards ® World Elite Mastercard ® with a Personal Identification Number (PIN) for cash advances at ATMs that accept Mastercard. Cash Advances do not earn Rewards Points and may incur a fee. The Fred Meyer Rewards ® Credit Card may not be used for cash advances at ATMs.

The APR is competitive for credit cards that offer rewards. You can access your credit card from any Internet-enabled computer.
Learn more about Online Banking.

Additional Questions

Please visit our About Enrolling page to learn more about enrolling your account into Online Banking.

Contact 24-hour Cardmember Services with any questions about your card. Earn up to 5 % On Kroger Pay and Mobile Wallet purchases.

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U.S. Bank may change APRs, fees and other Account terms in the future based on your experience with U.S. Bank National Association and its affiliates as provided under the Cardmember Agreement and applicable law.

The creditor and issuer of the Fred Meyer Rewards ® World Elite Mastercard ® is U.S. Bank National Association, pursuant to a license from Mastercard International Incorporated. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.

The creditor and issuer of the Fred Meyer Rewards ® Credit Card is U.S. Bank National Association.

©2024 U.S. Bank National Association. All rights reserved.

Account must be open and in good standing to earn and redeem rewards and benefits. Subject to credit approval. If approved, please refer to the Cardmember Agreement included with your card at the time of opening.

1 Subject to credit approval. Cash Back rewards are earned on eligible net purchases. Net purchases are purchases minus credits and returns. Not all transactions are considered to be Purchases and eligible to earn rewards, such as transactions posting as Convenience Checks; Balance Transfers; Advances (including ATM withdrawals, wire transfers, traveler's checks, money orders, foreign cash transactions, betting transactions, and lottery tickets); interest charges and fees; credit insurance premiums; and transactions to (i) fund certain prepaid card products, (ii) buy currency from the U.S. Mint, or (iii) buy cash convertible items. Rewards expire after 36 months. Rewards are only available for redemption if your Account is open and in good standing (not past due or overlimit). Rewards can be redeemed via Real-Time Rewards when you make an eligible purchase of $10 or more at Kroger Family of Companies or via statement credit when you have earned a minimum of 1,000 Rewards Points (worth $10). Rewards can be redeemed via Kroger Family of Companies Gift Cards when you have earned a minimum of 2,500 Rewards Points (worth $25). Purchases made at Kroger Family of Companies Fuel Centers do not earn Rewards Points. Upon approval, see your Cardmember Agreement for details.

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2 Kroger Pay non-fuel transactions earn 5% cash back on the first $3,000 in purchases each calendar year and 2% on amounts above that. Kroger Pay transactions at Fuel Centers do not earn rewards. Mobile wallet transactions (excluding Kroger Pay) earn 5% on the first $3,000 in purchases each calendar year and 1% on amounts above that, regardless of where the transaction was made, including Kroger Family of Companies locations. "Mobile wallet" is defined as the method of paying for transactions using Apple Pay®, Samsung Pay, Google Pay™ or Garmin Pay™. If a Kroger Pay or Mobile Wallet transaction might also qualify as a rewards category transaction, then the card issuer has sole discretion on how to categorize the transaction.